This is for the young, risk- taking investor who wants high returns. These Funds mainly invest in Equity. Best for long-term investors
These plans aim to invest high dividend-yielding stocks and instruments. This is then distributed to investors. Best for those who want a secondary income.
MONTHLY INCOME PLANS
These are similar to Dividend Plans, but mainly invest in Debt instruments. This reduces their risk exposure.
FIXED MATURITY PLANS
Just like FDs, these are Debt Funds with ?xed time period after which, they give your money back with returns. So, if you want to park your money for a ?xed period of time, FMPs are a good option.
If you feel an industry is going to do really well for the next few years? You can buy a Sector Fund, which only invests in these sector stocks. These have the capability of giving high returns over a medium term.
You cannot invest in the Sensex or Nifty directly. Index Funds recreate these indices, enabling you to bene?t from their performance. So, if the Sensex jumped 10% in a year, so will your Index Funds value. These Funds have low management fees.
These are MFs that trade on the Stock Market like regular stocks. ETFs aim to give higher returns than a benchmark index. They are best suited for long-term investors, who want good returns