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Tune in to your FY19 financial resolutions
Published On , 28 Mar 2018 By ET Wealth
At the beginning of every new year, people promise to accomplish a handful of resolutions before the year ends. At times they end the year a satisfied person, having achieved a majority of those resolutions. At times, however, they fall short in meeting those targets. Whether one succeeds to keep the promises or fails, one should never stop making practical and achievable resolutions.
HERE ARE SOME FINANCIAL ACTIONS ONE COULD CONSIDER
Needs vs Wants: There are things which you and your family may want but they may not be needed for them. It’s important to identify such expenses and avoid them.
Set financial Goals: Spend some time and find out the financial Goals in your life—short term, medium term and long term ones. Along with it, put in place an asset allocation plan.
Watch your expenses: Use technology or any of the conventional methods to track your family’s expenses. Keeping a tab on your expenses, assets and liabilities is an important part of financial planning.
Review your portfolio: Monitor your portfolio performance regularly vis-à-vis your financial Goals and take measures if required.
BUDGET FOR REGULAR EXPENSES AND OTHER COSTS WHICH YOU CAN ANTICIPATE
USE TECHNOLOGY TO AUTOMATE YOUR SAVINGS AND INVESTMENT NEEDS
AVOID INVESTING ON ‘TIPS’ AND A CHANCE TO MAKE QUICK MONEY
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