Option 1: Supoose if the Present Cost of a house is Rs 30,00,000/- and inflation is @8% Future Cost of the house is @ Rs 44,07,984/- one should invest Rs 60,000/- per month with 8% Return on investment.
Option 2 : if the Present Cost of a house is Rs 30,00,000/- and inflation is @8% Future Cost of the house is @ Rs 44,07,984/-. Assuming to go for a bank loanf with Down Payment of Rs 4,07,984/- and taking Loan for Rs 40,00,000/- with Interest rate @8% for Next 20 Years EMI Would be Rs 33458/-.
A debt fund would be most suitable for such a tenure. Invest in a well managed corporate bond fund and Banking and PSU debt Fund
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